/* How It Works. Prefixed hw- so nothing collides with the shared shell
   stylesheet (.card .bar .sec .bal .pill .page-head .btn .foot .who). */

:root{ --note-fg:#5c5c5c;
  --inv-bg:#0a0a0a; --inv-fg:#fafafa; --inv-mut:#a8a8a8; --inv-bd:rgba(255,255,255,.14); }
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){ --note-fg:#a1a1a1;
  --inv-bg:#fafafa; --inv-fg:#0a0a0a; --inv-mut:#5c5c5c; --inv-bd:rgba(0,0,0,.14); }}
:root[data-theme="dark"]{ --note-fg:#a1a1a1;
  --inv-bg:#fafafa; --inv-fg:#0a0a0a; --inv-mut:#5c5c5c; --inv-bd:rgba(0,0,0,.14); }

.hw-wrap{max-width:820px;margin:0 auto}

/* ---- signed-out header / rail actions ---- */
.hw-signin{display:inline-flex;align-items:center;text-decoration:none;white-space:nowrap;
  font-size:.8125rem;font-weight:600;padding:.4rem .7rem;border-radius:8px;
  border:1px solid var(--border);background:var(--card);color:var(--fg)}
.hw-signin:hover{background:var(--muted)}
.hw-railcta{display:block;text-align:center;text-decoration:none;font-size:.8125rem;font-weight:640;
  padding:.55rem .7rem;border-radius:9px;background:var(--fg);color:var(--bg);border:1px solid var(--fg)}

/* ---- hero ---- */
.hw-hero{padding:26px 0 30px}
.hw-eyebrow{display:inline-block;font-size:11px;font-weight:660;text-transform:uppercase;
  letter-spacing:.12em;color:var(--note-fg);margin-bottom:14px}
.hw-hero h1{margin:0;font-size:32px;line-height:1.14;font-weight:680;letter-spacing:-.025em;
  text-wrap:balance;max-width:17ch}
.hw-hero p{margin:16px 0 0;font-size:16.5px;line-height:1.62;color:var(--note-fg);max-width:58ch}
@media (min-width:760px){.hw-hero{padding:36px 0 38px}.hw-hero h1{font-size:42px}}
.hw-herofacts{display:flex;flex-wrap:wrap;gap:8px;margin-top:22px}
.hw-chip{display:inline-flex;align-items:center;gap:7px;padding:7px 12px;border-radius:99px;
  border:1px solid var(--border);background:var(--card);font-size:12.5px;font-weight:600}
.hw-chip svg{width:14px;height:14px;flex:none;color:var(--note-fg)}

/* ---- sections ---- */
.hw-sect{padding-top:38px}
.hw-sect > h2{margin:0 0 6px;font-size:21px;font-weight:670;letter-spacing:-.02em}
.hw-lede{margin:0 0 20px;font-size:14.5px;color:var(--note-fg);max-width:60ch;line-height:1.6}

/* ---- stepper: the rail encodes a real sequence ---- */
.hw-steps{list-style:none;margin:0;padding:0;position:relative}
.hw-steps::before{content:"";position:absolute;left:17px;top:26px;bottom:26px;width:1px;background:var(--border)}
.hw-steps > li{position:relative;display:flex;gap:15px;padding:0 0 24px}
.hw-steps > li:last-child{padding-bottom:0}
.hw-num{position:relative;z-index:1;width:35px;height:35px;flex:none;border-radius:50%;
  display:grid;place-items:center;background:var(--inv-bg);color:var(--inv-fg);
  font-size:14px;font-weight:680;font-variant-numeric:tabular-nums}
.hw-steps .bd{flex:1;min-width:0;padding-top:4px}
.hw-steps .bd b{display:block;font-size:16.5px;font-weight:640;letter-spacing:-.01em}
.hw-steps .bd p{margin:5px 0 0;font-size:14.5px;color:var(--note-fg);line-height:1.6}
.hw-steps .bd .hw-inline{margin-top:9px}
.hw-inline{display:flex;flex-wrap:wrap;gap:6px}
.hw-tag{display:inline-block;padding:4px 9px;border-radius:6px;background:var(--muted);
  border:1px solid var(--border);font-size:12px;font-weight:600;color:var(--fg);
  font-variant-numeric:tabular-nums}

/* ---- the two services ---- */
.hw-two{display:grid;gap:14px}
@media (min-width:760px){.hw-two{grid-template-columns:1fr 1fr;gap:16px}}
.hw-card{border:1px solid var(--border);border-radius:12px;background:var(--card);padding:18px;min-width:0}
.hw-card > h3{margin:0;display:flex;align-items:center;gap:9px;font-size:16px;font-weight:660;letter-spacing:-.01em}
.hw-card > h3 svg{width:18px;height:18px;flex:none}
.hw-card > .sub{margin:6px 0 0;font-size:13px;color:var(--note-fg)}
.hw-seq{list-style:none;margin:15px 0 0;padding:0;counter-reset:s}
.hw-seq li{counter-increment:s;position:relative;padding:0 0 14px 26px;font-size:14px;line-height:1.55}
.hw-seq li:last-child{padding-bottom:0}
.hw-seq li::before{content:counter(s);position:absolute;left:0;top:1px;width:18px;height:18px;
  border-radius:50%;background:var(--muted);border:1px solid var(--border);
  display:grid;place-items:center;font-size:10.5px;font-weight:700;color:var(--fg)}
.hw-seq b{font-weight:640}
.hw-seq span{display:block;color:var(--note-fg);font-size:13px;margin-top:2px}

/* ---- when it goes wrong ---- */
.hw-cases{border:1px solid var(--border);border-radius:12px;background:var(--card);overflow:hidden}
.hw-case{display:flex;gap:13px;padding:15px;border-top:1px solid var(--border);align-items:flex-start}
.hw-case:first-child{border-top:0}
.hw-caseic{width:32px;height:32px;flex:none;border-radius:9px;display:grid;place-items:center;background:var(--muted)}
.hw-caseic svg{width:16px;height:16px}
.hw-case .bd{flex:1;min-width:0}
.hw-case .bd b{display:block;font-size:14.5px;font-weight:640}
.hw-case .bd p{margin:4px 0 0;font-size:13.5px;color:var(--note-fg);line-height:1.55}
.hw-ok{color:var(--ok)} .hw-wait{color:var(--wait)} .hw-bad{color:var(--bad)}

/* ---- money ---- */
.hw-money{display:grid;gap:1px;background:var(--border);border:1px solid var(--border);
  border-radius:12px;overflow:hidden;grid-template-columns:1fr}
@media (min-width:600px){
  .hw-money[data-cols="2"]{grid-template-columns:repeat(2,1fr)}
  .hw-money[data-cols="3"]{grid-template-columns:repeat(3,1fr)}
}
.hw-money div{background:var(--card);padding:15px;min-width:0}
.hw-money small{display:block;font-size:10.5px;text-transform:uppercase;letter-spacing:.07em;
  color:var(--note-fg);margin-bottom:5px}
.hw-money strong{display:block;font-size:18px;font-weight:670;font-variant-numeric:tabular-nums;
  letter-spacing:-.01em;overflow-wrap:anywhere}
.hw-money p{margin:5px 0 0;font-size:12.5px;color:var(--note-fg);line-height:1.5}

/* ---- callout ---- */
.hw-callout{display:flex;gap:13px;padding:16px;border:1px solid var(--border);border-left-width:3px;
  border-left-color:var(--wait);border-radius:10px;background:var(--card);margin-top:16px}
.hw-callout > svg{width:19px;height:19px;flex:none;color:var(--wait);margin-top:1px}
.hw-callout b{display:block;font-size:14.5px;font-weight:640;margin-bottom:4px}
.hw-callout p{margin:0;font-size:13.5px;color:var(--note-fg);line-height:1.6}

/* ---- faq ---- */
.hw-faq{border:1px solid var(--border);border-radius:12px;background:var(--card);overflow:hidden}
.hw-q{border-top:1px solid var(--border)}
.hw-q:first-child{border-top:0}
.hw-qhead{width:100%;display:flex;align-items:center;gap:12px;text-align:left;padding:15px;
  background:none;border:0;color:inherit;font:inherit;font-size:14.5px;font-weight:600;cursor:pointer}
.hw-qhead:hover{background:var(--muted)}
.hw-qhead:focus-visible{outline:2px solid var(--fg);outline-offset:-2px}
.hw-qhead .t{flex:1;min-width:0}
.hw-qhead .chev{width:16px;height:16px;flex:none;color:var(--muted-fg);transition:transform .18s}
.hw-q[data-open="1"] .chev{transform:rotate(90deg)}
.hw-qbody{display:none;padding:0 15px 16px;font-size:13.5px;color:var(--note-fg);line-height:1.65}
.hw-q[data-open="1"] .hw-qbody{display:block}
.hw-qbody p{margin:0 0 9px}
.hw-qbody p:last-child{margin:0}

/* ---- close ---- */
.hw-cta{margin-top:34px;background:var(--inv-bg);color:var(--inv-fg);border-radius:14px;padding:24px}
.hw-cta h2{margin:0;font-size:21px;font-weight:670;letter-spacing:-.02em;text-wrap:balance}
.hw-cta p{margin:8px 0 0;font-size:14px;color:var(--inv-mut);line-height:1.6;max-width:48ch}
.hw-ctarow{display:flex;flex-wrap:wrap;gap:9px;margin-top:17px}
.hw-btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;
  font:inherit;font-size:14px;font-weight:620;padding:11px 18px;border-radius:9px;cursor:pointer;
  border:1px solid var(--inv-fg);background:var(--inv-fg);color:var(--inv-bg)}
.hw-btn.line{background:transparent;color:var(--inv-fg);border-color:var(--inv-bd)}
.hw-foot{margin:26px 0 0;padding-top:18px;border-top:1px solid var(--border);
  font-size:12.5px;color:var(--note-fg);text-align:center}
.hw-foot a{color:var(--fg)}

@media (prefers-reduced-motion:reduce){.hw-qhead .chev{transition:none}}